Beating Inflation: Genius Hacks for Everyday Savings
Pavleen Kaur
18, October, 2023 2 min read
Inflation isn’t just a buzzword—it’s something we all feel, whether it’s the rising cost of groceries, gas, or your favorite streaming service. But here’s the good news: you don’t have to sit back and let your hard-earned money lose value. With a few smart moves and everyday savings strategies, you can protect your wallet and even grow your savings.
At TimelyBills, we’ve helped thousands of users navigate financial ups and downs over the years. And today, we’re sharing some of our best, time-tested hacks to help you beat inflation without sacrificing your lifestyle.
1. Follow the 2/7 km Rule – Cut Daily Travel Costs
Let’s start with something simple but powerful: the 2/7 km transportation rule. If your destination is less than 2 kilometers away, consider walking. It’s healthy, free, and a great way to clear your mind. For trips under 7 kilometers, hop on a bicycle or electric scooter.
For anything longer? Stick to public transportation whenever possible. It’s usually cheaper than driving and helps cut back on gas expenses—especially important when fuel prices are rising. Plus, fewer car rides mean fewer maintenance bills down the line.
Want to keep track of how much you’re spending on fuel or transit? Use the Spending Tracker by TimelyBills to monitor transportation costs and adjust as needed.
2. Shop Secondhand for Big-Ticket Items
Why pay full price when you can score quality goods for less? Buying secondhand is one of the smartest ways to fight inflation. Thrift stores, online marketplaces, and garage sales offer everything from clothes to furniture—often at a fraction of the cost.
You’ll not only save money but also support sustainability by giving pre-loved items a new life. It’s one of those small shifts that can make a big impact over time.
Planning a household budget that includes major purchases? Our Bill Organizer can help ensure you're setting aside the right amount without derailing your financial goals.
- Bulk Buying = Long-Term Savings
Bulk doesn’t just mean more—it means better value. Stocking up on non-perishable items like pasta, cleaning products, or even toilet paper can shield you from future price hikes.
Look for warehouse deals, subscription savings, and group purchases. And when you buy in bulk, you reduce how often you shop—less temptation for impulse buys.
Keep your expenses organized using the Budgeting App by TimelyBills, which makes it easy to track what you’re spending now versus what you’re saving over time.
4. Beauty on a Budget – Look Good, Spend Less
Self-care is important—but that salon blowout doesn’t have to cost a fortune. Try local beauty schools where students offer haircuts, manicures, or facials under supervision at deep discounts. You save, they learn—it’s a win-win.
You can even budget your self-care treats! Just set a goal in the TimelyBills Goal Tracker, and you’ll know exactly when and how you can treat yourself without guilt.
5. Use Energy During Off-Peak Hours
Running appliances at night might not seem revolutionary, but it's a proven way to cut energy costs. Utility companies often offer lower rates during off-peak hours—and over a year, those savings add up fast.
Run your washer, dryer, and dishwasher at night. Consider switching to energy-efficient LED bulbs or smart plugs that help you monitor usage. And to keep tabs on your monthly bills, use our Reports Feature for a clear snapshot of your spending patterns.
6. Automate, Organize & Optimize with TimelyBills
Inflation may not be in your control, but your money habits are. By automating bills, tracking expenses, and setting smart savings goals, you can take charge of your finances.
With the TimelyBills App:
- Stay on top of payments with our Bill Organizer
- Track daily expenses using the Spending Tracker
- Set savings targets with the Goal Tracker
- Understand your financial health using detailed Reports
- Manage shared expenses with the Family Budgeting Tool
- Keep your accounts in one place via the Account Manager
Inflation might be out of your hands, but how you respond to it isn’t. Small decisions—walking instead of driving, buying in bulk, or adjusting when you run appliances—can result in big savings over time.
When paired with the tools in TimelyBills, you’re not just surviving inflation—you’re outsmarting it.
Download the TimelyBills App today and start taking control of your money with confidence.
Got your own money-saving hacks? Share them in the comments—we’d love to hear how you’re making your money go further!
FAQs: Beating Inflation & Saving More Every Day
1. What is the 2/7 km rule, and how does it help save money?
It’s a simple trick: walk if it’s under 2 km, bike for 2–7 km, and use public transport beyond that. You’ll save on fuel and reduce vehicle maintenance.
2. Is buying in bulk really worth it?
Yes—especially for non-perishables. You often get better prices per unit and shop less often, avoiding impulse buys that can strain your budget.
3. Are secondhand items reliable?
Absolutely! With a bit of inspection, you can find great-quality furniture, electronics, and clothes at a fraction of their original cost.
4. How does using appliances at night save money?
Utility companies often charge lower rates during off-peak hours. Shifting usage to those times helps lower your energy bills significantly.
5. What can the TimelyBills App do for me?
From organizing bills to setting savings goals and tracking expenses, it’s your all-in-one money management tool. Download now and simplify your financial life.
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