Introducing TimelyBills AI

Meet Your
AI Financial Assistant

Ask anything about your bills, budget & spending and get
alerts before you overspend. Built into the app 1M+ people already trust.

TimelyBills AI chat explaining a $320 budget overrun and an upcoming $186 car insurance bill
AI Chat

Your Financial Assistant Available 24/7

Just ask in plain English. TimelyBills AI helps you understand your bills, spending, budgets, and goals.

  • Ask "Am I on track this month?" and get a quick answer
  • Query spending by category, date, or payee
  • AI learns your habits and gets smarter over time
Core AI Features

Everything AI can do for your money

Explore AI chat, spending insights, budget alerts, voice shortcuts, and statement imports in TimelyBills.

AI financial chat icon

AI Financial Chat

Ask questions in plain English about your bills, budgets, spending patterns, and financial goals.

Smart spending insights icon

Smart Insights

Proactive weekly and monthly insights about where your money is going — with actionable recommendations, not just data.

Predictive budget alerts icon

Predictive Alerts

AI detects you're about to overspend before it happens. Get alerts 3–5 days early based on your spending velocity.

Gemini logo Coming Soon

Gemini Integration

Gemini-powered voice support is coming to TimelyBills. Ask about your bills, budgets, and spending, hands-free.

Siri Shortcuts icon

Siri Shortcuts

"Hey Siri, log a $25 lunch in TimelyBills." Add transactions, check budgets, and track bills by voice on iOS.

Statement scan and import icon

Scan & Import

Just scan your statement — TimelyBills AI pulls every transaction automatically. No manual entry, no messy uploads. Your data, ready in seconds.

Predictive Spending Alerts & AI Insights
  • Overspending alert

    You're on pace to go $85 over your $600 grocery budget this month.

    12 days early
  • Bill cluster alert

    4 bills totaling $1,450 are due within 3 days next week. Space them out to protect your cash flow.

    Cash flow tip
  • New subscription detected

    We spotted a new $17.99/month charge from Netflix. Add it to your bill tracker?

    Auto-detected

Get warned before you overspend

TimelyBills AI tracks your spending, bills, and budgets in the background. Smart spending alerts flag overspending, unusual charges, and bill due dates that bunch together, early enough for you to act.

  • Overspending alerts before you blow your budget
  • Instant alerts for unusual charges
  • Built-in subscription tracker for new recurring charges
  • Bill tracker that warns when payments cluster

Privacy for your financial data

Our published security practices include encrypted data transfer and protection for sensitive information. Our security policy states that we do not sell your information. Our privacy policy explains how information is collected, used, and processed, including statement imports.

Read our security practices and privacy policy. For questions about AI data handling or model training, contact support before sharing sensitive information.

Frequently Asked Questions

What is the TimelyBills AI financial assistant?

TimelyBills AI is a financial assistant built into the TimelyBills app that you can ask about your bills, budgets, spending and goals. It answers all your financial questions and is available 24/7. It understands your full financial picture, so answers are based on your own numbers rather than generic advice.

What can I ask the TimelyBills AI assistant?

Ask it the way you’d ask a friend. “Am I on track this month?” “How much did I spend on DoorDash in September?” “What have I paid Verizon this year?” You can look up spending by category, date or payee, and it learns your habits, so its answers get more useful over time.

Can TimelyBills find subscriptions I forgot about?

Yes. The AI automatically spots new recurring charges, like a streaming free trial that quietly turned into a $15.99/month plan. It flags the charge and offers to add it to your bill tracker, so every subscription sits in one place with its amount and renewal date.

Will TimelyBills alert me to unusual charges?

Yes. TimelyBills watches your spending patterns in the background and flags charges that don’t match your usual activity, like a duplicate payment or a utility bill that’s suddenly much higher than normal. You can catch mistakes early and dispute them while it’s still easy.

What do TimelyBills Smart Insights show me?

Smart Insights are weekly and monthly summaries the AI prepares for you automatically. Each one shows where your money went, what changed and a clear recommendation for what to do next. You get them without asking a single question.

Can I use TimelyBills AI with Siri?

Yes. On iPhone, Siri Shortcuts let you log an expense (“Hey Siri, log $12 for lunch”) or check a budget hands-free.

Is my financial data safe with TimelyBills AI?

Your data is encrypted. Your conversations with the assistant are used only to answer your questions based on your existing financial data.

Ready to make your money smarter

Download TimelyBills to explore AI features as they roll out. Availability may vary by app version and plan.

TimelyBills app dashboard showing bills, balances, and spending in dollars